Maine Debt Collection Laws: The Way Life Should Be

Today, March 1, 2013, The National List of Attorneys published the white paper on debt collection law in Maine, written by David R. Dubord, shareholder with the Lewiston, Maine, law firm of Gosselin & Dubord, PA. The firm has been a member of The National List since 1995.

David concentrates his practice in the areas of commercial law, creditors’ rights law, creditor bankruptcy law, and collection law. He received his B.A. degree from Boston College and his J.D. degree from the University of Maine School of Law. He was an instructor for the National Institute for Paralegal Studies, and he is a frequent speaker and seminar presenter on collection law topics. He is a member of the Maine State Bar Association, the National Association of Retail Collection Attorneys (NARCA), and the Commercial Law League of America (CLLA). Admitted to practice in 1980, David has been lead counsel in cases in all of Maine’s state courts as well as the Federal District Court for the State of Maine, the Maine Bankruptcy Court, the First Circuit Bankruptcy Appellate Panel, and the Federal Court of Claims.

After 32 years of working in the debt collection industry, David says he has learned that “most people are honest and sincerely want to repay their debts.” Eighty percent of his law practice is dedicated to debt collection. When asked what he most enjoys about his job, he said, “Given the wide variety of creditors we represent, I am always learning something new about how businesses operate in this country.”

Something he thinks creditors should know about what makes debt collection unique in Maine is that garnishment rights are extremely limited. See the full paper for more details.

When he’s not working, David enjoys travel and home repair. He and his wife have two grown daughters.

David Dubord

David has been a board member and advisor for a local homeless shelter for youth for 30 years. He has also served on the boards of the local private high school and disability center in Lewiston Maine, where he lives.

Gosselin & Dubord, P.A. serves both local and national businesses and individuals in a variety of practice areas. With three attorneys and a large staff of experienced paralegals, the firm combines the knowledge and experience common to large firms with a concern for efficiency and practicality usually associated with smaller practices. Committed to providing comprehensive legal services in a cost-effective manner, the firm’s attorneys are devoted counselors who work with their clients to achieve the best possible result in each case and who pride themselves on the attention they give to the needs of their clients. Like Maine’s state slogan, they think this is “The Way Life Should Be.”

The National List thanks David for submitting this paper and for telling us something about himself and his firm. You can access the paper at http://www.nationallist.com/white_papers/maine.