A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.
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insideARM Hires Expert to Launch Commercial Credit and Collections Vertical
25 March 2019
CFPB FDCPA Report Shows Market Trends, Frowns Upon Creditors Responding Directly to Verification Requests
21 March 2019
Arbitration Back in the Limelight: Bill Introduced to Limit Arbitration for Consumers
4 March 2019
CFPB Publishes its Fall 2018 Semi-Annual Report: Credit Invisibility, Mortgage Shopping, Consumer Complaints, and a Laundry List of Enforcement Actions
27 February 2019
Payday Retail Lender Settles with CFPB for Overcharging Customers, Risking Third Party Disclosure, and Misstating APR
6 February 2019
Online Lending Policy Summit Offers Window Into Future of Collections
26 November 2018
BCFP Revisits Payday Rule, Expected January 2019
29 October 2018
Innovation: Opening the Door for Regulatory Engagement
29 October 2018
Consumer Group Poll Shows Voters Disfavor Current Direction of BCFP but Support its Overall Mission
7 August 2018
Treasury Fintech Report Recommendations Could Change Banking As We Know It
2 August 2018
2 New Rules in Massachusetts Add to Requirements for Default Judgment
19 July 2018
Massachusetts Supreme Court Just Made it Harder to Communicate With Consumers About a Debt
26 June 2018
Creditors Should Build Trust in Collections by Saying 'Goodbye'
8 March 2018
TransUnion Report Reveals Current Consumer Credit Trends, Including 20.3 Million More Accounts
5 March 2018
CEO of insideARM Shares Opportunities and Agenda for 2018
1 March 2018
Collection Industry Requests Guidance from Mass AG Regarding Longstanding Interpretation of Validation Requirements
1 March 2018
E.D.N.Y.: Collection Agency Can Enforce Arbitration Clause of Underlying Credit Agreement
28 February 2018
Vendor Scorecards: Overdue for a Re-think?
26 February 2018
Congress Holds Fintech Hearing; 77 Million in Collections Left Out of Discussion
1 February 2018
Debt Collection Activity Alone Does Not a Debt Collector Make, According to Northern District of Illinois
10 January 2018