A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.
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YGC Solutions Data Standard Now Available in Public Domain
18 October 2013
"Precollect" Causes FDCPA Heartburn for Collectors and Creditors
17 October 2013
Lessons Learned from Bank of America's Record-Breaking TCPA Settlement
11 October 2013
Credit Card Debt Falls for Third Straight Month
8 October 2013
Consumer Delinquencies Rise Slightly in Q2 but Remain Near Historical Lows
8 October 2013
Delinquent Debt Increases 17 Percent Over Past Five Years
27 September 2013
CFPB To Host Field Hearing in Chicago on Consumer Credit Card Market
26 September 2013
Judge Dismisses Case that Named 12 ARM Firms and Questioned Entire Collection System
24 September 2013
Mike Ginsberg's Musings
24 September 2013
Chase Debt Collection Investigations May Not be Over
23 September 2013
Chase Consent Order Has Broad Impact on Debt Collection Industry
20 September 2013
National Credit Default Rates Decreased in August 2013
18 September 2013
JPMorgan Chase Close to Settling Long-Running Debt Collection Probe
12 September 2013
CFPB Puts Credit Furnishers on Notice
5 September 2013
FTC Gets Court to Halt Phony Payday Loan Broker
4 September 2013
Hang-ups and Charge-offs: Experts Explain Debt Collection Compliance
4 September 2013
Pennsylvania Introduces Bill Requiring More Debt Collector Disclosures
3 September 2013
Credit Card Balances Increase Year-Over-Year for the First Time in 5 Years
29 August 2013
Accounts in Debt Collection Remain Near All-Time High
26 August 2013
New York "Enlists" Banks in Fight Against Payday Lenders
7 August 2013