A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.
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Will New Federal Standards Destroy Debt Buying Industry?
1 August 2013
Credit Card Payment Patterns Can Foretell Future Delinquencies on Other Loans
31 July 2013
Debt Collection Practices Lead to Another State Action Against Payday Lender
30 July 2013
Improving Delinquency Rates, Rising New Credit in First Part of 2013
26 July 2013
Does a Recent FDCPA Appellate Decision Conflict with CPFB Guidance?
25 July 2013
FTC Settles Debt Collection Charges Against Payday Lender
23 July 2013
National Credit Default Rates Hit a Post-Recession Low in June
17 July 2013
Recent Developments Lay Groundwork for New Debt Sales Rules for Banks
16 July 2013
CFPB Tackles Debt Collection: Issues Bulletins for Collectors, Form Letters for Consumers, Warning for Banks
10 July 2013
Decline in Consumer Debt Leveling Off in Many U.S. Cities
27 June 2013
CFPB Panel 2: Verifying Disputed Debts Under the FDCPA/FCRA
6 June 2013
CFPB Panel 1: Info Available to Debt Collectors at Time of Assignment, Sale
6 June 2013
John Tonetti: Flow During the Debt Cycle
6 June 2013
Multi-State Investigation Into Debt Collection Reportedly Underway
4 June 2013
Federal Regulators Widening Probe on Bank Debt Collection Practices
29 May 2013
CFPB Announces Framework to Coordinate Efforts with State Regulators
22 May 2013
Florida Federal District Court Disregards FCC’s 2008 Ruling Regarding Consent
20 May 2013
Debt Collection Bills Advance in Western States
17 May 2013
Americans with an Account in Third Party Collections Hits All-Time High...Again
15 May 2013
California Sues JPMorgan Chase Over Debt Collection Lawsuits
10 May 2013